Getting hit by a car while riding your bicycle is a scary and traumatic experience. If you do not know what to do immediately after the accident, you may not receive proper restitution.
Taking the necessary steps makes a huge difference in your ability to receive insurance payouts. This article details what to do after a motor vehicle strikes your bike.
Seek medical attention immediately
Call 911 right away and request emergency medical services and the police. Do not talk to the driver or anyone else about the accident. The driver’s insurance company can use anything you say against you. Insurance agencies want to find you at fault, so they do not have to pay for your damages.
Once a police officer arrives, tell them your side of the story and give your contact information. If there are any witnesses, try to get their contact information. A driver might seem remorseful at the accident scene but then recount their story later, so witnesses are essential.
Know your rights
According to the Georgia Department of Transportation, cars must give bicyclists three feet of space when passing. If a vehicle strikes you, this alone is a fineable offense. Be aware of your local ordinances so you can make sure the drive receives a ticket. Tell the police officer you want a copy of the accident report for your records.
Do not talk to insurance companies without professional consultation. Always have an attorney look at your case before you try to settle with an insurance company. Following the above steps can make a huge difference in your ability to win a claim.