Navigating Workers’ Compensation: Trusted Legal Guidance

Every year, many workers suffer on-the-job injuries that leave a significant dent in their finances, with medical bills and lost wages piling up quickly. Fortunately, filing a workers’ compensation claim may provide a safety net, offering financial assistance to help you recover so you can return to work.

At Duke & Heath, Attorneys at Law, we understand the challenges you’re facing and are here to guide you through the process of filing a workers’ compensation claim. With years of experience helping injured workers in Carrollton, our lawyers are committed to ensuring you receive the benefits you deserve.

Are You Eligible To File A Workers’ Compensation Claim?

If you sustained an injury while doing your job, you may qualify for workers’ compensation. This coverage aims to protect employees like you when accidents happen on the job.

To determine if you qualify for workers’ compensation, there are several basic requirements and special rules to consider. Here’s a closer look at the eligibility requirements:

• Employee status: You must be classified as an employee. Independent contractors and freelancers typically do not qualify.
• Employer coverage: Your employer needs to have workers’ compensation insurance. Most businesses are required by law to carry this insurance, but there are exceptions for small businesses.
• Work-related injury: Your injury or illness must be directly related to your job duties. This includes accidents or conditions that occur while performing work tasks.
• Timely reporting of injury: You must report your injury and file your workers’ compensation claim within the deadlines set by your state. In Georgia, you have one year from the injury date to file a claim with the State Board of Workers’ Compensation (SBWC).

Some employees, such as agricultural and farm workers, casual or seasonal workers and those placed by temp agencies, may have different rules. It’s essential to understand the workers’ compensation law and how its special rules might affect your eligibility and benefits.

The Importance Of Workers’ Compensation

Workers’ compensation is designed to support you after a work-related injury or illness. Here’s what it typically covers:

• Medical care: Workers’ compensation ensures you have access to comprehensive medical care, which is crucial for a full recovery after a work-related injury or illness.
• Rehabilitation: After the initial medical treatment, rehabilitation plays a vital role in helping you return to your normal activities. Workers’ compensation can cover the costs of various rehabilitation services.
• Income benefits: When an injury or illness prevents you from working, it can lead to a significant financial strain. Workers’ compensation provides income benefits to help alleviate this burden.

Remember, your employer pays for this insurance, and the insurance company has 21 days to review your case after you file a claim. If you have questions about this matter, consider talking to a workers’ compensation lawyer for legal guidance.

How To File A Workers’ Compensation Claim

Filing a claim may seem overwhelming, but it’s crucial to getting the support you need. Here’s how to get started:

1. Fill out a WC-14 form: To begin the process, you’ll need to complete a form called the WC-14. You can obtain this by visiting the SBWC or downloading a copy online. Provide all the required information to avoid any delays in your claim. If you’re unsure about any part of the form, it’s a good idea to seek help.
2. Identify your employer’s insurance carrier: You’ll need the information about your employer’s workers’ compensation insurance carrier to complete the form. If you don’t have this information, you may reach out to the SBWC’s coverage desk.
3. Send the file to the relevant parties: Once you’ve completed the WC-14 form, you’ll need to file the original document with the SBWC. Send copies to your employer and the insurance company.

If you’re facing challenges with your claim or need guidance, consider reaching out for legal help. An experienced workers’ compensation attorney can guide you through the process and ensure you receive the benefits you deserve.

FAQs About Workers’ Compensation

Can I choose my doctor for a workers’ compensation claim?

Usually, employers provide a panel of medical facilities from which injured employees can choose. You must select a facility from this list to be eligible for benefits.

What should I do if my workers’ compensation claim is denied?

If the insurance company denies your claim, you may appeal the decision and request a hearing with the SBWC.

How can a workers’ compensation lawyer help me with my case?

An attorney can gather medical records and witness statements to support your workers’ compensation claim. They can also assist with completing and filing the required paperwork and communicate with your employer’s insurance carrier on your behalf.

What happens if I can’t return to work after my injury?

In Georgia, if you can’t return to work after a work-related injury, you may be eligible for permanent disability benefits. This benefit provides ongoing payments based on your injury’s severity and inability to perform your previous job duties.

Talk To Our Workers’ Compensation Lawyers Today

Remember, you’re not alone. Our workers’ compensation lawyers can help you get the support you need during your recovery.

To schedule a free consultation, contact us online or by phone. Call 678-390-5577 for our Carrolton office, or 470-964-6279 for our Cartersville office.